Real Estate

Eddins Domine is experienced at handling the closing of your home purchase or sale.  We perform thorough title exams to insure that the property is free of liens and title defects, draft important documents necessary to the deal, and ensure that all documents are properly signed to insure that the transfer of ownership goes properly.   Only lawyers handle our closings, and Eddins Domine is dedicated to making your closing experience the best.  Call us for a free quote.

Eddins Domine is experienced at handling the closing of your business sale or purchase.  Among other things, we have specific training to close Small Business Administration (SBA) loans.  We perform thorough title exams to insure that the property is free of liens and title defects, draft important documents necessary to the deal, and insure that all documents are properly signed to insure that the transfer of ownership goes smoothly.  Only lawyers handle our closings, and Eddins Domine is dedicated to making your closing experience the best.  Call us for a free quote.

Eddins Domine is an agent for multiple major title insurance companies and can provide title insurance for your home or business purchase in both Kentucky and Indiana. Title insurance is required by most lenders up to the full value of the loan, and we can also provide you with important information about Owner’s Title Insurance to protect your investment.  Title insurance fees are typically fairly small in comparison to the legal fees and/or loss that can occur if you have a problem and are uninsured.   Call Eddins Domine for more information and for a free quote.

Often lenders will require a title examination and a title opinion letter, issued by a lawyer, before a closing can be scheduled.  Eddins • Domine is experienced at performing thorough title examinations and drafting opinion letters summarizing all relevant information for the lender.  After the closing, Eddins • Domine can issue a final title opinion letter in order to allow the lender to close out the file. Call Eddins • Domine for a free quote.

Throughout the years, the Firm has represented condominium and homeowners’ associations across Kentucky and Indiana.  We provide consultation and assistance with issues regarding corporate governance, whether that entails drafting, review or revision of governing documents such as articles of incorporation, master deeds, covenants, bylaws and rules, and organization bylaws, and regulations or assisting board members and association members at large to address the issues that arise over time.  We also assist numerous associations with the task of collecting delinquent dues and assessments.  We can assist your board in the transition of control from your developer, and we can file liens and collection actions when homeowners’ and condominium association dues go unpaid.  Call or e-mail us to find out how we can help you.

• Sales contract and all addendums
• Buyer's and seller’s social security numbers
• The loan numbers of all loans being paid off at closing
• Signed authorizations to order payoffs
• A copy of all bills that need to be paid at closing
• Buyer's and Seller's marital statuses

For the Buyer:

• A valid driver’s license or other form of photo identification
• The declaration page of your homeowner’s insurance policy and a bill for the first year.
• Any documents that your loan officer asks you to bring to closing
• A certified or cashier's check for any money due made payable to yourself. The Firm cannot accept personal checks or cash at closing table.
• If you are using a power of attorney, you need to bring the original document with you to closing.

For the Seller:

• A valid driver’s license or other form of photo identification
• If you have to bring money to closing, a certified or cashier's check in the amount due made payable to yourself.  The Firm cannot accept personal checks or cash at closing table.
• If you are using a power of attorney, you need to bring the original document with you to closing.

An owner’s title insurance policy is optional in Kentucky, but highly recommended. This is the only protection property owners have against potential title defects that might come up after the dead is recorded. The owner’s title policy covers legal fees as well as your equity in the property, up to the policy limits, for problems that occurred prior to your purchase of the property but discovered after the closing.

Please handle any disputes regarding terms of the contract, price negotiation and repairs prior to the closing.

A refinance generally takes approximately 30 minutes while a purchase will normally take one (1) hour.

We want to make sure that you are comfortable with all of the documents that you are signing at closing. The attorney that handles your closing will describe in detail each document before you sign it. But if you would prefer to read over every document, we ask that you request to see your documents 24 hours before the closing so that we are able to accommodate the schedule of all of the other parties involved in the closing and finish the actual closing within the allotted one (1) hour time frame.